Winter is well and truly here. Driving to and from work in the dark is the norm, and the recent floods are a vivid reminder of the severe weather conditions we may experience over the next few months.
With these hazardous driving conditions in mind, it’s no surprise that insurance claims rise around 21 per cent during winter, compared to the rest of the year. But, there’s plenty we can do to ensure we’re driving safely. For instance, before embarking upon a long journey in bad weather, simply calling friends or relatives to let them know where you’re going and when you’re due to arrive, means they can get in contact or raise the alarm if you don’t turn up.
Planning ahead before you leave is key. If conditions are really bad, consider whether the journey is absolutely necessary. If you do have to travel, check the weather so that you’re aware of any severe conditions on the way and try to stick to major roads if it looks precarious. The AA and Highways Agency carry real time information to help you plan your route, so check ahead of departure and get information on avoiding nasty traffic jams at the same time.
Making sure your car is as ready for winter is also important. Although the legal minimum tread depth for tyres is 1.6mm, having at least 3mm tread depth during winter months will give you better grip on the road in wet and icy conditions. Properly inflated tyres give the best traction, so make a trip to the air pump at your local garage too.
Remember to top up your anti-freeze, engine oil and screen wash and keep your petrol tank topped up too to avoid getting stranded. You should also check your lights are working properly and to carry a set of spare bulbs in the boot in case you need to replace one en route. If you can afford it, a winter service will help make sure your car is in the best condition.
Snow storms trapped some drivers for a long time earlier this year, so carrying a few winter essentials on board is extremely worthwhile. Should the worst happen at least you’ll have some creature comforts.
Keep some suitable winter clothes or a blanket in your car to keep you warm if you do break down and stock up on snacks. Carrying some water and high-energy nibbles in your car will keep you going if you breakdown or are stuck for long periods without nearby services.
Charge your mobile phone before you head out or purchase an in-car charger to ensure you’re not faced with a dead battery in an emergency. It’s also worth investing in a flash light, basic tool kit and first aid kit so you can easily deal with minor issues. Jump leads and a tow rope are helpful in case you have a flat battery or get stuck in the snow.
Failing to clear your windscreen properly of snow and ice not only seriously restricts your visibility, it can land you a fine of up to £1,000. So make sure your windscreen, windows and mirrors are fully de-iced before you set off on frosty mornings. And use a proper ice-scraper to clear your windscreen rather than a credit card or CD case, which can cause scratches on your windscreen. A de-icing solution can help, but avoid pouring boiling water onto your windscreen as this will refreeze quickly and can result in your windscreen cracking.
And keep an eye on your windscreen during the winter as the harsher conditions can cause tiny chips to turn into costly cracks. Most insurance companies will cover the cost of getting a chip fixed, but if it turns into a crack it’s likely you’ll have to pay your excess and lose your no claims bonus to get it fixed.
For more tips on winter driving click here.
